Who We Serve

Home Owners

You can't have a mortgage if you don't have a home!

Find out if you SHOULD or SHOULD NOT refi - CLICK HERE

Home Owners

Make the SMART decision on refinancing existing mortgages. Whether you are looking to reduce your monthly payments, or pull out a lump sum of cash, our borrowSMART process will lay out ALL the costs and benefits over time. Sometimes the loan that seems like a hands down winner turns out to be a loser when you look at all the angles. Are you borrowingSMART??

To REFI or not to REFI.... that is the question. It is not a matter of COULD you do a refinance... the KEY question is SHOULD you do a refinance! The BorrowSMART process will bring clarity to this question.

The borrowSMART process will give you options, a smartSEARCH game plan, and an extra bit of marketing muscle to help market YOU as the right buyer for the home you want.

The 6 Steps of Getting a Mortgage

Get to know the key players and major steps in getting a mortgage in this helpful infographic.

View the Infographic

The latest from James Adair's Mortgage Blog

One week after the 2016 election, what does this mean for Portland Real estate?

Short video explaining how the mortgage bond market works, and how the suprise election results will impact things moving forward. Specifically in the Portland area real estate markets. 

Down payment assistance for buyers who qualify

The National Homebuyers Fund has been providing down payment assistance grants to home buyers in the Portland area for YEARS!  The PDX Home Loan team has partnered with the NHF to help provide all possible opportunites for great buyers who simply dont' have...

How to tell if your taxes are included in your mortgage

It's that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves on the back and temporarily feel superior, and bask in the glow of their money savings for a couple weeks.  Property taxes are now certified for...