Who We Serve

First Time Home Buyers

"...Feels like the first time, it feels like the very first time." - Foreigner

The first click towards your first house

First Time Home Buyers

We have so much to offer first time buyers! The borrowSMART process will give you such an edge over the competition. Work with us to learn how all the players work together to get you results that exceed your expectations. Work with us to get a handle on your overall cash plan. Get access to special First time home buyer programs. We are familiar with the MCC program, and can help you achieve improved tax benefits with this. We have zero down financing programs through the National Homebuyers Fund Grant. Let's TALK First time buyers!!

The borrowSMART process will give you options, a smartSEARCH game plan, and an extra bit of marketing muscle to help market YOU as the right buyer for the home you want.

The 6 Steps of Getting a Mortgage

Get to know the key players and major steps in getting a mortgage in this helpful infographic.

View the Infographic

The latest from James Adair's Mortgage Blog

One week after the 2016 election, what does this mean for Portland Real estate?

Short video explaining how the mortgage bond market works, and how the suprise election results will impact things moving forward. Specifically in the Portland area real estate markets. 

Down payment assistance for buyers who qualify

The National Homebuyers Fund has been providing down payment assistance grants to home buyers in the Portland area for YEARS!  The PDX Home Loan team has partnered with the NHF to help provide all possible opportunites for great buyers who simply dont' have...

How to tell if your taxes are included in your mortgage

It's that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves on the back and temporarily feel superior, and bask in the glow of their money savings for a couple weeks.  Property taxes are now certified for...