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Who We Serve


Our services can be applied to many different scenarios. Let's find out if we're the right fit for you!

Home Buyers

Of course we help home buyers! Mortgages are a great way to get the most return out of your real estate investment. We help first timers and veteran investment buyers make informed decisions.

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Home Owners

Make the SMART decision on refinancing existing mortgages. Whether you are looking to reduce your monthly payments, or pull out a lump sum of cash, our borrowSMART process will lay out ALL the costs and benefits over time.

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Real Estate Agents

Real estate agents have unique needs, and many agents don't maximize the potential of the mortgage lender relationship to boost their lead conversion.

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Financial Planners

Give your clients a complete financial review by partnering with the PDX Home Loan team

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Home Sellers

Everyone knows you need to talk to a lender when you want to BUY, but what does a mortgage plan do for you when you are gearing up to SELL?

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First Time Home Buyers

"...Feels like the first time, feels like the very first time" - Foreigner. We love helping first time buyers! Get educated, and get the right strategy from the get-go. Let's begin the conversation about what it looks like to buy YOUR first house!

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The 6 Steps of Getting a Mortgage

Get to know the key players and major steps in getting a mortgage in this helpful infographic.

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The latest from James Adair's Mortgage Blog

One week after the 2016 election, what does this mean for Portland Real estate?

Short video explaining how the mortgage bond market works, and how the suprise election results will impact things moving forward. Specifically in the Portland area real estate markets. 

Down payment assistance for buyers who qualify

The National Homebuyers Fund has been providing down payment assistance grants to home buyers in the Portland area for YEARS!  The PDX Home Loan team has partnered with the NHF to help provide all possible opportunites for great buyers who simply dont' have...

How to tell if your taxes are included in your mortgage

It's that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves on the back and temporarily feel superior, and bask in the glow of their money savings for a couple weeks.  Property taxes are now certified for...