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Oregon Mortgage News

Here are the latest Blog Articles from James Adair, powered by the Oregon Mortgage Blog and Transitions Divorce.

Oregon Mortgage Blog Feed

  • Portland Mortgage Broker who is Accountable
    I was listening to the Adam Corolla show the other day and he was off on some rant about how horrible the airline industry has become.  Horrible customer service, zero pride or respect from airline employees....
  • If your rate is above 4.5%
    I’ve been hearing the radio ads just like everyone else, and our favorite breathless loan cheerleader has lately been urging you to call him “if your rate is higher than 4.5%”.  I’m sur...
  • Converting your IRA to a Roth = a great opportunity
    File this one under:  “Check with your financial planner and tax adviser before taking action”. So now that the Lebron’s choice episode is behind us we can focus on another reason why 2010 is...
  • Mortgage Rate Apocalypse
    From the industry that has been “crying wolf” for the last I don’t know how many years about “low low rates”, I know that this is just more noise.  I have been trying to figure o...
  • Gift Funds for a Down Payment: What to Expect
    Most home buyers bring some kind of down payment to the table in a real estate purchase. The money down can come from any variety of sources, and a very common source of funds is that of the “family gift...
  • Refinancing Could Be Easier Than You Think
    With interest rates absolutely plummeting and apparently staying low for some time here, I really want to get a message out to the huge contingent of people who feel like they WON’T qualify for a mortgag...
  • Good Politics, Bad Policy: Take Action Now
    There is a new Senate Bill that has recently been turned loose out of committee, and I believe that it is potentially disastrous for the Mortgage industry as we now know it. The area of concern is amendment (S...
  • Greece is the Word!
    Mortgage rates had a wild ride today where we saw a swing of over 80 basis points as the international markets continue to have concerns about Greek debt. Fixed rate mortgage pricing is fully informed by yield...
  • How I Saved a Client $188,000.00
    What could you do with $188,000.00? I was recently talking with an old client of mine who was not even considering a refinance. He is about 2.5 years into a Jumbo 30 year fixed mortgage at 6.25% and a remainin...
  • Refinancing an Option Arm = Tax Write Off Bonanza
    I received a very welcome email from my main man Grant Folske CPA telling me that I will be getting a refund from the IRS this year! One of the things that popped out at me that I had always been curious about ...
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